Month: December 2019

Can we borrow without contribution?

  When a loan request is constructed “without contribution”, it is a loan at 110% which covers the acquisition of the property and related costs (guarantee costs, notary fees, etc.). If the spectrum of banking establishments likely to accept this condition is lower, it remains possible. Without contribution, can a bank refuse to make a…

By admin December 11, 2019 Off

Consumer Credit | expenditure without proof

  Financial organizations differentiate two major groups of loans for individuals. Real estate credit but also consumer credit. The legislator brings numerous regulations in order to protect the consumer in each of these offers. In the subdivision of consumer credit, there are two subsets: earmarked appropriations and unrestricted expenditure. In the first case, the sums…

By admin December 7, 2019 Off